Our Real Estate Blog
Purchasing a house should be an unforgettable journey for all the right reasons. However, problems sometimes may arise that can make it tough to enjoy a positive homebuying experience.
Whether it's struggling to know where to search for your dream home or getting the financing you need to purchase a house, myriad problems may prevent you from enjoying a positive homebuying experience. Lucky for you, we're here to help you identify potential homebuying hurdles and eliminate such problems before they escalate.
Now, let's take a look at three tips to help you reap the benefits of a positive homebuying experience.
1. Enter the Housing Market with Clear Expectations
If you know you want to purchase a house, it helps to enter the real estate market with clear expectations. That way, you'll be better equipped than ever before to streamline your house search.
Consider what you want to find in your dream house. For example, if you want to own a house near the beach, you should conduct your home search accordingly. Or, if you want to buy a home with a big backyard and outdoor swimming pool, you can hone your home search as needed.
Think about areas where you want to reside too. By doing so, you can focus on available homes in specific cities and towns.
2. Know Your Homebuying Budget
Get pre-approved for a mortgage – you'll be glad you did. Because if you have a mortgage at your disposal, you can pursue houses in a specific price range and speed up your home search.
Obtaining a mortgage can be simple. In fact, if you meet with a variety of banks and credit unions, you may be able to get a mortgage in no time at all.
Remember, banks and credit unions employ knowledgeable mortgage specialists who are happy to assist you in any way possible. If you have any mortgage questions, these specialists can respond to your queries. And as a result, you can gain the insights you need to get a mortgage that matches your finances.
3. Employ a Real Estate Agent
A real estate agent is a difference-maker, particularly for a homebuyer who wants to seamlessly navigate the property buying journey. With a real estate agent at your side, you can achieve the best-possible results, regardless of where and when you're searching for a home.
Typically, a real estate agent will meet with you, learn about your homebuying expectations and help you map out a property buying strategy. This housing market professional can offer expert insights into the local real estate market and ensure you can pursue houses that match your expectations. Plus, a real estate agent will set up home showings, help you submit an offer to purchase your dream house and negotiate with a seller's agent on your behalf. And if you ever have concerns during the homebuying journey, a real estate agent will address them immediately.
Ready to enjoy a positive homebuying experience? Use the aforementioned tips, and you can quickly and effortlessly navigate the homebuying journey.
Although not everyone is a fan of carpeting, there are definitely benefits to having it in your home. The big question is, "Do the advantages outweigh the disadvantages?"
Well, that answer depends on a lot of variables, but if you happen to like the look and feel of carpeting, then it's probably worth having. Assuming the carpet fibers are made of a soft material, it offers an extra layer of comfort for walking barefoot and sitting on the floor. It also provides some minor benefits, in terms of both sound absorption and heat insulation.
One of the negative aspects of carpeting is that it tends to conceal dirt, allergens, and food crumbs. Depending on whether it's a stain-resistant carpet, keeping it looking clean could be an ongoing challenge. That, of course, would be especially true if you have children, pets, or a spill-prone spouse!
Although stain-resistant carpets are supposed to be easy to clean, you can't help but wonder if that applies to pet accidents and grape juice spills that aren't immediately cleaned up. Another possible pitfall of carpeting involves the risk of using carpet spot-cleaning sprays and solutions. Some cleaning products could cause the color of your carpeting to fade in the treated areas. So while it may remove the stain, it may also leave permanent faded spots in the area you cleaned -- hardly the effect you were aiming for!
If you or a member of your family has allergies or asthma, a carpeted floor could potentially trigger unpleasant symptoms, too. Since carpeting is known to harbor everything from dust mites and mold spores, to pet dander and pollen, it could be the source of discomfort for allergy sufferers and others.
From the standpoint of improved air quality and reducing allergens, carpets made of nylon, short fiber strands, and/or tightly woven strands are said to be less of an issue. Another partial solution is to ask family members and visitors to remove their shoes before entering a carpeted area. Pro tip: this is much easier to accomplish if you get everyone in the habit of removing their shoes at the front door.
For homeowners planning to put their property on the market in the near future, the presence of carpeting could have a negative effect on its marketability. That's not to say that carpeting is going to prevent you from being able to sell your home, but it may reduce the number of prospective buyers who are actively interested in it. If you happen to have hardwood floors underneath that carpeting, it may pay to remove the carpeting -- a sometimes difficult task, which is often best left to the professionals.
If you are getting ready to sell your home, remember, it's essential to clean your carpeting as thoroughly as possible before real estate agents show your home to the public. Hire a professional carpet cleaner, or check out some DIY articles on how to get those carpets clean.
There are many fees and costs you’ll encounter as a homeowner. From closing costs that are due when first purchasing your home to your mortgage payment and property taxes, keeping up with these expenses is essential. But if you’re a homeowner that didn’t pay your property taxes, you’re at risk of losing your home in a tax sale. Keep reading to learn more about property tax liens and what to do if you have lost your property in this type of sale.
What is a Tax Lien?
If you fail to pay your property taxes or other municipal fees associated with your property like sewage or water bills, any past-due amount that you owe can become a lien on your home. Each state has its own laws regarding property tax liens but generally, if you have a lien on your home, the local government can sell the property to collect any monies owed.
Can I Save My Home After a Tax Sale?
Tax sales are a serious matter but there may be a few different options available to you to help save your home. It is possible to reclaim your home following a tax deed sale by setting aside the sale or redeeming it. Many jurisdictions offer a right of redemption that is available after the tax sale. TO redeem your property, you are required to reimburse the total amount paid at the sale, plus any interest to the purchaser. This must be done within a certain time frame, called the “redemption period,” which typically lasts from 1 to 3 years. Additionally, you may be able to redeem the property before the start of a sale.
If you are unable to redeem the property, you may be able to invalidate or set aside the tax sale. This can be accomplished in a few ways, including:
- Providing proof that there were defects in the tax lien
- Identifying defects in the tax sale process
- Proof that the tax in question was not owed or had been paid in full
- Offering a good reason as to why the neglected fees were not paid
Should I Hire an Attorney?
If you are in a situation where a sale is imminent, or you’re exploring your legal options following a tax lien sale, you should consider working with an experienced attorney. Seeking legal counsel from a knowledgeable foreclosure attorney, tax attorney or real estate attorney may be able to stop or reverse a tax lien sale and help you to maintain ownership of your home.
Lot 12-10 Montelona Road, Goffstown, NH 03045
As a home seller, it is important to keep your house show-ready. By doing so, you can ensure your residence will look great, regardless of when a homebuyer wants to see it.
Ultimately, home staging can make a world of difference for any home seller, at any time. And with the right home staging advice, a home seller can learn what it takes to maintain a house's appearance both inside and out.
When it comes to last-minute home staging, here are three tips that every home seller needs to consider.
1. Illuminate your residence
Open up the shades and let sunlight into your residence – you'll be glad you did. By taking a few minutes to ensure that the shades are open, you can illuminate your residence and transform an ordinary home interior into a dazzling one.
In addition, turn on lights throughout your residence. This will enable you to brighten up each room in your home, thereby increasing the likelihood that homebuyers can see the true beauty of your entire house.
2. Wipe down bathroom and kitchen counters and sinks
Let's face it – messy counters and sinks are eyesores that no homebuyer wants to see. Fortunately, wiping down bathroom and kitchen counters and sinks is a fast, easy way to help your house stand out in homebuyers' eyes.
Keep paper towels or washcloths and a general-purpose cleaner near bathroom and kitchen counters. That way, you can wipe down these surfaces without having to search far and wide to find various home cleaning essentials.
Also, don't forget to remove clutter from in and around a bathroom or kitchen sink. Whether it's dishes in the kitchen sink or leftover toothpaste in the bathroom sink, it pays to be thorough as you complete last-minute preparations for a home showing.
3. Check for odors in your home
Pungent smells that come from a refrigerator or other areas may impact how a homebuyer perceives your house. Thus, you'll want to do a quick odor check as part of your last-minute home staging routine.
Empty any garbage cans as needed. This will allow you to eliminate nasty odors that may be coming from garbage cans.
Furthermore, feel free to use scented candles to deal with tough smells. If you decide to use scented candles, however, make sure the odors that they provide are not too overwhelming.
If you need any extra assistance as you get your house ready for a home showing, don't hesitate to reach out to your real estate agent as well.
Typically, your real estate agent can offer expert advice throughout the home selling journey. He or she will make it easy for you to prep for home showings and stage your home properly. As a result, your real estate agent can increase your chances of receiving the best price for your residence.
As the clock ticks closer to a home showing, there's no need to worry. Use the aforementioned tips, and a home seller can get a house show-ready in a matter of minutes.